TAXES: If you have not filed your taxes, Oh no, you are late. What? Didn’t we do that back in April? Not so if you got an extension. Your return was due on Wednesday, October 15. If you are self employed you need to get this done.
FSA: Use remaining flexible spending account money. Spend it now instead of waiting until the end of the year. It is one less thing you’ll need to do around the end of the year.
RETIREMENT: Increase retirement contributions. We are all seeing our retirements take a dip. Why not add some more money while the market is on sale? Increase your savings rate by 1% and it will help offset some of the losses.
HOLIDAY GIFTS: Make your gift giving list now. Get a jump start on your holiday shopping. Watch for items on sale.
HOLIDAY BUDGET: Make a budget for the holidays. Enjoy a simple Holiday with a well planned budget. You’ll save yourself money and stress.
VEHICLES: Winterize your motors. Take care of any motors that won’t be used… boats, cycles, etc. Look into insurance savings options if the vehicle will not be driven and placed in storage for the winter.
FRUGAL FUN: Enjoy frugal activities for fall. Apple orchards, pumpkin patches, corn mazes and harvest festivals at farms are fun, frugal, fall activities for the family.
YARD & GARDEN SALES: Hit the lawn sales. Not actual yard sales, but end of season sales on stuff for your yard: lawn equipment, patio furniture, pool toys, and other summer merchandise on deep discount.
PLAN FOR 2010: Plan ahead for the new year. Will you be one of millions to sign up for a gym membership or weight-loss plan in January? See if you can get a cheaper price to sign up now. In addition, the exercise will help you with holiday stress.
Thank you for following the blog! Here are ways you can contact me directly:
Email: jodicrosby@smartvaforu.com
Phone: 503-597-VA4U (8248)
http://companies.to/smartvaforu
http://smartvaforu.com/Blog/
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